Scam of the Day

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Scam of the day – August 1, 2020 – Washington Redskins Merchandise Scams

After 89 years, the NFL’s Washington Redskins franchise has finally decided to change its controversial name which has long been criticized for demeaning Native Americans.  The team will temporarily be known by the tremendously creative moniker of the Washington Football Team.  Meanwhile, the termination of the old name and the refusal of major retailers such as Amazon, Walmart and Target to sell Redskins jerseys, caps and other merchandise carrying the old name and logo has created a demand by many people seeking to purchase the soon to be rare merchandise with the old name and logo.  While there are legitimate sellers of these items, scammers have also sprung into action and have set up websites offering the merchandise at bargain prices.  Of course these bargain prices are no bargain because after you order the merchandise online, the merchandise never comes. While it is relatively easy to examine merchandise when you purchase it at a brick and mortar store for the substandard quality of counterfeit merchandise as shown by low quality fabrics, loose stitching and off-center logos, you can never be sure when you buy sports merchandise online as to whether it is legitimate or not.  Official NFL merchandise will have a hologram tag attached to the item, which is readily apparent in a store, but not when purchasing online.  In the case of these phony websites selling non-existent Redskins merchandise, you don’t even receive shoddy merchandise.  You receive nothing.

TIPS

If an offer sounds too good to be true, it usually is.  You may wish to restrict your shopping to well-known, legitimate retailers and even then, make sure you are actually on their websites and not that of a scammer.  You can do this by going to https://www.whois.com/whois/ where you can find out who actually owns the website where you are considering shopping.  If, for instance, the Target website you are considering using is registered as being owned by someone in Nigeria, you can be sure it is a scam.  You also can go to http://www.resellerratings.com/ for reviews about particular merchants to find out if they are legitimate.

Even when shopping on a website that you are sure is legitimate, it is important to remember that while your liability for fraudulent use of your credit card is limited by federal law to no more than $50, your liability for fraudulent use of your debit card which is tied to  your bank account is unlimited if you do not promptly discover and report the fraud so always use your credit card for shopping whether you are shopping online or offline.

For those of you receiving the Scam of the day through an email, I just want to remind you that if you want to see the ever increasing list of Coronavirus scams go to the first page of the http://www.scamicide.com website and click on the tab at the top of the page that indicates “Coronavirus Scams.”  Scamicide was recently cited by the New York Times as one of three top sources for information about Coronavirus related scams.

If you are not a subscriber to Scamicide.com and would like to receive daily emails with the Scam of the day, all you need to do is to go to the bottom of the initial page of http://www.scamicide.com and click on the tab that states “Sign up for this blog.”

Scam of the day – July 31, 2020 – Phony Customer Service Phone Number Scam

According to the old saying, “no good deed goes unpunished” so unfortunately what happened recently to Lisa Williams who used Cash App to collect donations to help buy food for families in Detroit suffering financially during the Coronavirus pandemic should not be surprising.   Cash App is a popular mobile payment system. Upon encountering a technical problem, Ms. Williams did what many of us would do which is to do a Google search to find a customer service telephone number.  When she called the number she found in her Google search, she was told that she needed to transfer the funds in her account to an account provided by the customer service representative while the problem was being fixed.  Unfortunately, Cash App does not have a customer service telephone number and the person she spoke with was a scammer who had managed to manipulate Google’s algorithms to get the first position in a search.  Ms. Williams ended up losing the money in her account.

Clever scam artists, the only criminals we refer to as artists are increasingly setting up phony websites that appear to be for customer service or tech support of many of the companies with which we do business or purchasing telephone numbers that are a single digit off of the legitimate phone numbers for many companies’ tech support or customer support in order to take advantage of common consumer misdials.
Compounding the problem is the fact that many companies, particularly social media companies, do not provide a telephone number to call and speak to a real person about your problem.  They only provide online support.

TIPS

The best place to look for a telephone number for customer support or tech support is right on your bill or the legitimate website of the company.    The Cash App website carries a specific warning, “Please note that there are currently no phone numbers that you can call to speak with Cash Support.”  Even when you do call legitimate tech support or customer service telephone numbers take extra care to make sure that you are dialing correctly and not calling a clever scammer.

Among the social media services that do not provide tech support by phone are Facebook, Instagram, Snapchat and Twitter.  Here are links to tech support for those social media services:
Facebook:  https://www.facebook.com/help/
Instagram: https://help.instagram.com/
Snapchat: https://support.snapchat.com/en-US
Twitter: https://support.twitter.com/

For those of you receiving the Scam of the day through an email, I just want to remind you that if you want to see the ever increasing list of Coronavirus scams go to the first page of the http://www.scamicide.com website and click on the tab at the top of the page that indicates “Coronavirus Scams.”  Scamicide was recently cited by the New York Times as one of three top sources for information about Coronavirus related scams.

If you are not a subscriber to Scamicide.com and would like to receive daily emails with the Scam of the day, all you need to do is to go to the bottom of the initial page of http://www.scamicide.com and click on the tab that states “Sign up for this blog.”

Scam of the day – July 30, 2020 – Porch Piracy Increases During Coronavirus Pandemic.

The dramatically increased popularity of online shopping during the Coronavirus pandemic has brought a dramatic increase in the number of packages delivered by companies such as UPS and Federal Express.  The popularity of online shopping has also resulted in a new term entering the lexicon, namely, “porch pirate,” which is the name given to criminals who cruise through neighborhoods looking for packages to steal that have been left on the doorsteps of homes by delivery services.  Even prior to the pandemic more than 25 million Americans had packages stolen from their front doorsteps during the  2019 holiday shopping season.  Fortunately, there are a number of steps you can take to protect yourself from becoming a victim of this crime.

TIPS

If you are not going to be home at the expected time of a delivery, an easy solution is to either have the package delivered to your place of work or have a neighbor who will be home be on the lookout for deliveries to your home.  You also can request that all deliveries require a signature, although this can slow down the delivery process if you aren’t home and end up requiring you to drive to a distribution center if repeated attempts at delivery are thwarted because no one is home to sign for the package.

Another option for protecting yourself is renting a locker at a local package receiving center.  These can be found in most big cities. One of the companies that provide this service in New York City is GoLocker https://www.golocker.com/  You also can rent an Amazon Locker where your Amazon deliveries can be sent. https://www.amazon.com/b?ie=UTF8&node=6442600011

Amazon Prime also offers the Amazon Key Home Kit which comes with an app, a smart lock and security camera.  When a delivery is going to be made to your home, you can unlock your home remotely through the app in order to allow the delivery person to bring the package inside your home.  The security camera observes the delivery person throughout the entire process.  When the delivery is completed, you can relock your home using the app.

For those of you receiving the Scam of the day through an email, I just want to remind you that if you want to see the ever increasing list of Coronavirus scams go to the first page of the http://www.scamicide.com website and click on the tab at the top of the page that indicates “Coronavirus Scams.”  Scamicide was recently cited by the New York Times as one of three top sources for information about Coronavirus related scams.

If you are not a subscriber to Scamicide.com and would like to receive daily emails with the Scam of the day, all you need to do is to go to the bottom of the initial page of http://www.scamicide.com and click on the tab that states “Sign up for this blog.”

Scam of the day – July 29, 2020 – Counterfeit Check Scam

Often I will remind you about particular types of scams I have described previously because they continue to victimize many people.  Today’s Scam of the day involves a scam that commonly is used by scammers in regard to Craigslist ads as well as in many other instances as well.  The basis of the scam is that after you have placed an online advertisement, you are contacted by someone who answers your ad and sends a check for more than the amount that you are owed and then, under a variety of pretenses, asks you to deposit the check and wire him or her back the difference.  This is always a scam.

The check sent by the scammer looks legitimate. Unfortunately, the check is counterfeit. Often in these circumstances the check will appear to be a bank check or a certified check, but it is just a forgery.  Sometimes, the sellers will think they are being prudent by waiting a few days for the check to clear only to learn later that it can take weeks for a check to fully clear and the provisional credit that you are given by your bank after a few days does not mean that the check was legitimate. Once the check is discovered to be a forgery the provisional credit is taken away by the bank and the victim of the scam has lost the money he or she wired to the scammer from his or her bank account.

TIPS

Whenever you are paid for something that you are selling by a check for more than the amount that is due and the payment comes with a request for you to send the difference back to the buyer, you should consider this a sign that it is a  scam.  Also, anytime you are paid by a check you should wait for the check to fully clear before turning over the sold goods.  Even if the check appears to be a bank check or a certified check, it may well be a forgery so you should contact your bank to make sure that the check has fully cleared before you consider the payment to have been made.  Regardless of the excuse that may be given to you as to the reason for payment by way of a check for more than what is owed, you should be suspicious.  Finally, always be wary when someone requires you to send a payment wired by Western Union or wired from your bank because once those payments have been made, it is impossible to get the money back.

For those of you receiving the Scam of the day through an email, I just want to remind you that if you want to see the ever increasing list of Coronavirus scams go to the first page of the http://www.scamicide.com website and click on the tab at the top of the page that indicates “Coronavirus Scams.”  Scamicide was recently cited by the New York Times as one of three top sources for information about Coronavirus related scams.

If you are not a subscriber to Scamicide.com and would like to receive daily emails with the Scam of the day, all you need to do is to go to the bottom of the initial page of http://www.scamicide.com and click on the tab that states “Sign up for this blog.”

Scam of the day – July 28, 2020 – Craigslist Scam Resurfaces

With some parts of the country reopening, many people are looking for Summer rentals and Craigslist is a popular place to go for people looking for a  Summer home to rent.  It is also a popular place for scammers to place phony ads to cheat unsuspecting victims.  Scammers place phony listings and trick people into wiring money as a security deposit or rent for the home or apartment rental before the victim finds out that the scammer does not own the home.  It is a simple matter for a scammer to copy and paste a legitimate real estate advertisement or listing into the scammer’s Craigslist ad, often indicating a temptingly low rent. Unfortunately, once the victim finds out that the scammer never owned the property and the ad was a scam, it is too late to get his or her money back.

TIPS

The vast majority of the listings on Craigslist are legitimate, but you only have to be cheated once to feel the pain.  When the rent looks too good to be true, you should immediately be skeptical.  When the owner is out of the country and wants you to wire money, you should be even more skeptical and if by out of the country we mean Nigeria or Russia, you should really be skeptical.  Scammers prefer people to wire money because unlike a check or a credit card payment, it is almost impossible to stop payment or get the money back.

If you are considering responding to a rental advertisement on Craigslist, confirm that the person who says he or she is the owner by going to the tax assessor’s listings for the city or town where the property is located. This information is readily available online.  If the names don’t match, that is a recipe for disaster.  Also, go online and see if you can find a duplicate listing for the home advertised on Craigslist.

For those of you receiving the Scam of the day through an email, I just want to remind you that if you want to see the ever increasing list of Coronavirus scams go to the first page of the http://www.scamicide.com website and click on the tab at the top of the page that indicates “Coronavirus Scams.”  Scamicide was recently cited by the New York Times as one of three top sources for information about Coronavirus related scams.

If you are not a subscriber to Scamicide.com and would like to receive daily emails with the Scam of the day, all you need to do is to go to the bottom of the initial page of http://www.scamicide.com and click on the tab that states “Sign up for this blog.”

Scam of the day – July 27, 2020 – FTC Shuts Down Debt Relief Scam

The Federal Trade Commission (FTC) recently settled its lawsuit against Raymond Gonzalez, Carlos S. Guerrero, Joshua Hernandez and their companies doing business as SCG Solution and Second Choice Horizon.  These individuals and their companies had been charged with selling fraudulent debt relief services and violating telemarketing laws.  Under the terms of the settlement, the defendants are barred from operating any debt relief services, doing any telemarketing and also were assessed a multi-million dollar fine.  The defendants targeted people in financial distress, often older people, with offers of phony credit card interest rate reduction services.  They falsely represented to their victims that they could lower their credit card interest rates to zero for the entire life of the debt in return for an upfront fee to be paid to the defendants.

The truth is that the defendants would obtain promotional or “teaser” zero percent interest rates that lasted for a short time only, after which  timethe interest rate would increase dramatically.  In addition the victims of the scam ended up having to pay substantial additional bank fees and transaction fees.  The defendants also violated the law by calling people whose phone numbers were registered on the Do Not Call List.

TIPS

It is important to remember that the FTC’s Telemarketing Sales Rules specifically prohibit charging advance fees before providing any debt relief services.  Any company that requires an advance fee before they have completed their successful debt reduction services is breaking the law.  You may want to consider avoiding telemarketing scams like this by enrolling in the federal Do Not Call List so that if you are contacted by a telemarketer, you already know it would be someone who is knowingly breaking the law and cannot be trusted.  Registering for the Do Not Call List is easy and free.  Merely go to http://www.donotcall.gov to register your phone number.

If you need real credit counseling you can go this section of the Department of Justice’s website where it lists agencies approved to assist consumers with debt problems. https://www.justice.gov/ust/list-credit-counseling-agencies-approved-pursuant-11-usc-111    You also may consider contacting companies that are affiliated with the National Foundation for Credit Counseling at this link https://www.nfcc.org/

For those of you receiving the Scam of the day through an email, I just want to remind you that if you want to see the ever increasing list of Coronavirus scams go to the first page of the http://www.scamicide.com website and click on the tab at the top of the page that indicates “Coronavirus Scams.”  Scamicide was recently cited by the New York Times as one of three top sources for information about Coronavirus related scams.

If you are not a subscriber to Scamicide.com and would like to receive daily emails with the Scam of the day, all you need to do is to go to the bottom of the initial page of http://www.scamicide.com and click on the tab that states “Sign up for this blog.”

Scam of the day – July 26, 2020 – Alleged Romance Scammers Arrested

Over the years I have warned you many times about romance scams, but it is important to do so again because these scams are getting worse.  According to the Federal Trade Commission (FTC) Americans lost more money to romance scams last year than to any other scam and the situation is getting more serious.  It is also important to note that romance scams are not limited to the United States, but occur worldwide. Recent figures from Hong Kong show the incidents of romance scams have also increased there dramatically in the past year.  Romance scams generally follow a familiar pattern with the scammers  establishing relationships with women online through various legitimate dating websites and social media using fake names, locations and images.  The scammers often pose as Americans working abroad or in the military serving abroad.  In many cases, the scammers steal the identity and photo of a real person serving in the military, which has been recently reported to have been done many times by scammers using the name and photo of U.S. Navy officer Mike Sency.  After building trust with their victims scammers ask for money to help them through some sort of emergency.  Americans lost more than 143 million dollars to romance scams  last year with one woman losing $546,000.  Often victims of the scam are embarrassed and don’t even report the crime.

The FBI recently reported that romance scams increased 70% in the past year.  While anyone can be the victim of a romance scam, according to the FBI, the elderly, women and people who have been widowed are particular vulnerable.   Most romance scams are online and involve some variation of the person you meet through an online dating site or social media quickly falling in love with you and then, under a wide variety of pretenses, asking for money.

Recently Samuel Aniukwu and Anthony Emeka Ibekie of Illinois were charged by federal law enforcement authorities with operating romance scams which they initiated on social media and dating websites including Match.com and OKCupid.  It is important to remember that merely because you may meet someone on a legitimate dating website does not mean that the person is not a scammer.  Despite the best efforts of the legitimate dating websites to police their websites, they will never be perfect.

TIPS

There are various red flags to help you identify romance scams.  I describe many of them in detail in my book “The Truth About Avoiding Scams.” The most important thing to remember is to always be skeptical of anyone who falls in love with you quickly online without ever meeting you and early into the relationship who then asks you to wire money to assist them with a wide range of phony emergencies.

Here are a few other things to look for to help identify an online romance scam.  Often their profile picture is stolen from a modeling website on the Internet.  If the picture looks too professional and the person looks too much like a model, you should be wary. You also can check on the legitimacy of photographs by seeing if they have been used elsewhere by doing a reverse image search using Google or websites such as tineye.com.  Particular phrases, such as “Remember the distance or color does not matter, but love matters a lot in life” is a phrase that turns up in many romance scam emails.  Also be on the lookout for bad spelling and grammar as many of the romance scammers claim to be Americans, but are actually foreigners lying about where they are and who they are.  Of course you should be particularly concerned if someone falls in love with you almost immediately.  Often they will ask you to use a webcam, but will not use one themselves.  This is another red flag.  One thing you may want to do is ask them to take a picture of themselves holding up a sign with their name on it.  In addition, ask for a number of pictures because generally when the scammers are stealing pictures of models from websites, they do not have many photographs. Ask for the picture to be at a particular place that you designate to further test them.  If you meet someone through a dating website, be particularly wary if they ask you to leave the dating service and go “offline.”

You also should be particularly wary of online relationships with people in the military because while many real military personnel do use social media and dating websites, they are a favorite disguise for scammers.

For those of you receiving the Scam of the day through an email, I just want to remind you that if you want to see the ever increasing list of Coronavirus scams go to the first page of the http://www.scamicide.com website and click on the tab at the top of the page that indicates “Coronavirus Scams.”  Scamicide was recently cited by the New York Times as one of three top sources for information about Coronavirus related scams.

If you are not a subscriber to Scamicide.com and would like to receive daily emails with the Scam of the day, all you need to do is sign up for free using this link. https://scamicide.com/scam-of-the-day/

Scam of the day – July 25, 2020 – Investment Scammer Pleads Guilty

Longtime Scamicide readers will remember that I have written many times about a wide variety of investment scams.   There are many different investment scams, but generally, people often become victims of investment scams when they invest in things that they don’t understand (a common thread with victims of Bernie Madoff), fall victim to affinity fraud by investing with someone merely because they share a similar background, invest with someone who is both the broker and the custodian of the asset which enables the scammer to be able to control the investments and the records of the deposits or fail to investigate the investment advisor before investing.  Today’s Scam of the day, however, deals with a convicted investment scammer Michael Barry Carter whose crimes were perpetrated on victims who shared none of those characteristics.

Carter had been an employee of the large and legitimate brokerage company Morgan Stanley in Virginia.  While working for Morgan Stanley, he stole at least five million dollars from his clients’ accounts through unauthorized transactions which he accomplished through forged bank authorization forms.  Carter used the stolen money to pay for his lavish lifestyle.  It wasn’t until one of his victims went to get a loan that the client became aware that an $800,000 loan had already been obtained in the victim’s name and the proceeds of the loan were able to be traced to Carter’s personal accounts.  At that point, after further examination, the total extent of Carter’s criminal activities became known.  Carter has pleaded guilty and will be sentenced on November 9th.

TIPS

Before investing with anyone, you should investigate the person offering to sell you the investment with the Securities and Exchange Commission’s Central Registration Depository.  This will tell you if the broker is licensed and if there have been disciplinary procedures against him or her.  You can also check with your own state’s securities regulation office for similar information.  Many investment advisers will not be required to register with the SEC, but are required to register with your individual state’s securities regulators.   You can find your state’s agency by going to the website of the North American Securities Administrators Association. https://www.nasaa.org/investor-education/how-to-check-your-broker-or-investment-adviser/ Many investment advisers will not be required to register with the SEC, but are required to register with your individual state securities regulators.  You should also check with the Financial Industry Regulatory Authority (FINRA) for information about the particular  investment adviser. https://www.finra.org/investors/protect-your-money/ask-and-check

It is also important to remember that you should never  invest in something that you do not completely understand.  This was a mistake that many of Bernie Madoff’s victims made.You also may want to check out the SEC’s investor education website at www.investor.gov.  Scammers can be very convincing and it may sound like there is a great opportunity for someone to make some money, but you must be careful that the person making money is not the scam artist taking yours. Additionally, investing with someone merely because you trust them because you have heard them on the radio or television is dangerous.  Having the same person advise the investment and control the investment is a common thread among Ponzi schemers because it enables them to falsify documents to make the investment look profitable. Generally, for additional security it is desirable to have a separate broker-dealer act as custodian for investments chosen by an investment adviser.

The lesson for investors to protect themselves from scammers such as Michael Barry Carter is to carefully review all of your financial records regularly and to monitor your credit reports regularly as well.  In addition, it is always a good idea to freeze your credit at the three major credit reporting agencies.  If the victims of Carter had frozen their credit, he would not have been able to get a loan in their names and if they had been monitoring their credit reports they would have discovered his crimes earlier.

For those of you receiving the Scam of the day through an email, I just want to remind you that if you want to see the ever increasing list of Coronavirus scams go to the first page of the http://www.scamicide.com website and click on the tab at the top of the page that indicates “Coronavirus Scams.”  Scamicide was recently cited by the New York Times as one of three top sources for information about Coronavirus related scams.

If you are not a subscriber to Scamicide.com and would like to receive daily emails with the Scam of the day, all you need to do is to go to the bottom of the initial page of http://www.scamicide.com and click on the tab that states “Sign up for this blog.”

Scam of the day – July 24, 2020 – Coronavirus Related Hearing Aid Scam

Recently, the Federal Trade Commission and the Missouri Attorney General sent warning letters demanding two companies, Ear to Hear Healthcare, LLC and Zephyr Hearing Aid Center  cease and desist sending misleading and deceptive letters to consumers in which they indicated that the companies could provide government stimulus checks to consumers to purchase hearing aids.  The letters described a “Corona-Virus (sic) Pandemic Hearing Aid Stimulus Package.”   The truth is that there is no such program.  The letters also contained what looks like a $1,000 check labeled “Official Authorized Voucher” which was totally bogus.

TIPS

The official name for the program as used by the federal government to distribute stimulus funds is Economic Impact Payments.  Nowhere in the letters from the two companies was there any reference to the real name of the stimulus program established through the CARES Act.  The CARES Act provides, as you know, for $1,200 payments to people and $2,400 payments for married couples with additional $500 payments per qualifying children.  Real CARES Act payments are made either by direct deposit into your bank account, a debit card sent to you in the mail or a check sent to you in the mail.  However, under no circumstances were private companies such as the two who received warning letters from the FTC and the Missouri Attorney General involved in the distribution of stimulus payments.

For those of you receiving the Scam of the day through an email, I just want to remind you that if you want to see the ever increasing list of Coronavirus scams go to the first page of the http://www.scamicide.com website and click on the tab at the top of the page that indicates “Coronavirus Scams.”  Scamicide was recently cited by the New York Times as one of three top sources for information about Coronavirus related scams.

If you are not a subscriber to Scamicide.com and would like to receive daily emails with the Scam of the day, all you need to do is to go to the bottom of the initial page of http://www.scamicide.com and click on the tab that states “Sign up for this blog.”

Scam of the day – July 23, 2020 -Phony GoFundMe Pages for Navy Fire Victims

Crowdfunding is the name for  the process by which people raise funds on websites such as GoFundMe for various projects from movies and books to the development of new businesses and, most notably,  to help people in need of charity  Unfortunately, as I have been warning you about since 2012, the potential for crowdfunding scams is tremendous.   Recently there was a devastating fire on the the Navy’s USS Bonhomme Richard aircraft carrier that destroyed many of the possessions of sailors on board.  Distresingly, in response to the fire, scammers have set up a number of phony crowdfunding pages to steal money intended to be given to the needy sailors by charitable people.

TIPS

Never assume that all crowdfunding solicitations are legitimate.  Despite the best efforts of GoFundMe and other legitimate crowdfunding sites, phony crowdfunding pages are not uncommon.  Remember my motto, “trust me, you can’t trust anyone.”  Even if a crowdfunding site has been recommended to you by trusted friends does not mean that it is legitimate.  Your friends could easily have been tricked.  In other instances, recommendations for crowdfunding pages may appear to come from your trusted friends, but actually are being sent by scammers to you who have hacked your friends’ social media or email accounts and pose as your friends in an effort to induce you into making a contribution to them.

One of the good aspects of GoFundMe is its guarantee that if scams like this are discovered, GoFundMe will refund all donations made to the scammers. Here is a link to GoFundMe’s guarantee. https://support.gofundme.com/hc/en-us/articles/203604704-The-GoFundMe-Guarantee

In addition, GoFundMe also provides tips for people trying to distinguish scams from legitimate requests for donation, which describe things you should consider before making a donation such as whether or not the intended beneficiary of the donations is in control of the withdrawals and if not, if there is a clear path for the funds to reach him or her. For a full list of the things you should consider before making a GoFundMe donation, click on this link. https://support.gofundme.com/hc/en-us/articles/115015913668-How-to-Determine-if-a-GoFundMe-is-Safe-to-Donate-To

GoFundMe does a good job of trying to keep its site free of scams, but of course, they will never be perfect. Fortunately, due to their guarantee policy, no one making a donation should feel there is a danger of losing their money to a discovered scam.

The Navy is suggesting that people wishing to donate to the USS Bonhomme Richard sailors do so through this link to the San Diego USO https://sandiego.uso.org/stories/30

In regard to investigating phony charities, the website http://www.charitynavigators.org is a free website that will provide you with important information about charities and non-profit organizations to which you may be considering making a donation.  First and foremost the website will tell you whether or not the particular website or non-profit is a scam.  However, also importantly, http://www.charitynavigator.org will also tell you how much of your donation to particular charities and non-profits goes toward their charitable purposes and how much goes toward their own salaries and administrative expenses.

For those of you receiving the Scam of the day through an email, I just want to remind you that if you want to see the ever increasing list of Coronavirus scams go to the first page of the http://www.scamicide.com website and click on the tab at the top of the page that indicates “Coronavirus Scams.”  Scamicide was recently cited by the New York Times as one of three top sources for information about Coronavirus related scams.

If you are not a subscriber to Scamicide.com and would like to receive daily emails with the Scam of the day, all you need to do is to go to the bottom of the initial page of http://www.scamicide.com and click on the tab that states “Sign up for this blog.”

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