In the Scam of the day for June 14, 2023 I told you that health insurance company Harvard Pilgrim disclosed that it had suffered a major data breach and ransomware attack affecting more than 2.5 million people. This particular data breach is quite serious because among the records compromised were Social Security numbers and medical histories. Now a class action on behalf of the victims of the data breach has been settled and people affected by the data breach can claim up to $2,500 for out of pocket costs related to the data breach or, instead of instead of filing a claim for out of pocket losses, may file a claim for a cash payment of $150. All class members can also receive three years of free credit monitoring including dark web scanning. A hearing to obtain court approval of the settlement is scheduled for July 28, 2025 and the deadline for filng a claim is August 25, 2025. Here is a link to the class action website where you can file a claim if you were a victim of the data breach. https://www.harvardpilgrimdataincidentsettlement.com/
As I have reminded you many times, we are only as safe and secure as the security of the companies, government agencies and websites that have our personal information. Even if you are extremely diligent in protecting your personal information, you can be in danger of identity theft and scams if your personal information falls into the hands of hackers.
So what can you do to protect yourself from these data breaches that will be occurring?
TIPS
One important lesson is to limit the amount of personal information that you provide to companies and websites whenever possible. For example, your doctor doesn’t need your Social Security number for his or her records.
You should make sure that you have a unique password for each of your online accounts so that if one of your passwords is compromised in a data breach, all of your accounts will not be in danger. If your information is compromised in a data breach, you should immediately change the password for that account.
If you have not already done so, set up dual factor authentication for each of you accounts where it is available. This will protect you from having those accounts stolen by someone who may have access to your password.
https://www.transunion.com/credit-freeze
https://www.experian.com/freeze/center.html
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