Verizon issued its annual data breach report which appears to exemplify my motto that “things aren’t as bad as you think, they are far worse.” Regardless of how diligent you are in protecting your personal information such as your Social Security number, you are only as safe as the myriad of companies, institutions and government agencies with the worse and most vulnerable security practices that have your personal information. The report confirmed 12,195 data breaches last year, an increase of 34% over the previous year.
Most notably supply chain attacks whereby the cybercriminal hacks into a third party that may supply software or services to a company or government agency and uses their access to hack into the primary target company, institution or government agency doubled from last year. An example of such a data breach was the data breach at Hertz that I told you about in April 19th’s Scam of the day. In that instance Customer information for Hertz was compromised in a data breach involving Cleo Communications, a company that is a third party vendor that provides file transfer services for Hertz.
TIPS
One of the best things you can do to protect yourself from data breaches is to not provide your Social Security number to every company that asks for it as an identifier. Your doctor has no need for your Social Security number so whenever possible refuse to provide it.
Freezing your credit is actually something everyone should do. It is free and easy to do. It protects you from someone using your identity to obtain loans or make large purchases even if they have your Social Security number. If you have not already done so, put a credit freeze on your credit reports at all of the major credit reporting agencies. Here are links to each of them with instructions about how to get a credit freeze:
https://www.transunion.com/credit-freeze
https://www.experian.com/freeze/center.html
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