Sunday is Father’s Day which for many people is an opportunity to show our fathers how much we love and appreciate them. For scam artists, it is yet another opportunity to scam people. One of the most common Father’s Day scams involves e-cards which are great, particularly for those of us who forget to send a Father’s Day card until the last minute.
Identity thieves send emails purporting to contain a link to an electronic Father’s Day card, but instead of an electronic greeting card, what they actually are sending is malware that becomes downloaded when the victim clicks on the link. A common type of malware sent by criminals is keystroke logging malware enables an identity thief to steal personal information from the victim’s computer that can be used for purposes of identity theft. In other instances, the malware is ransomware which will encrypt all of your data which the hacker threatens to destroy unless you pay a cryptocurrency ransom.
One common Father’s Day scam involves an email or text message that you get offering Father’s Day gifts at tremendously discounted prices. All you need to do is to click on a link to order online. The problem is that many of these offers are indeed scams. If you click on the link, one of two things can happen and both are bad. Sometimes the link will take you to an order form where you provide your credit card information, but never get anything in return. Instead, your credit card information is used to make you a victim of identity theft. Even worse is the other possibility which is by clicking on the link, you will unwittingly download a keystroke logging malware program that will steal all of the personal information stored on your computer and use that information to make you a victim of identity theft.
Be careful when making online purchases. Merely because a website offering great prices may be highly listed on Google or other search engines does not mean that it is legitimate. All it means is that the scammers know how to manipulate the positioning of their website in a Google search. Other times the scammers will merely pay for an advertisement for their website to appear at the top of a search engine search.
TIPS
Never click on a link to open an electronic greeting card unless the e card specifically indicates who sent the card. Phony e cards will not indicate the name of the sender. Even if the sender is someone you recognize, you should independently confirm with that person that they indeed sent you an e card before clicking on the link. Don’t depend upon your security software to protect your phone, computer or tablet because even the most up to date security software will always be behind the latest zero day defect malware.
It is always dangerous to buy anything online from any store or company with which you are not familiar. Check out the company with your state’s Attorney General, the Federal Trade Commission or just do a Google search to see if the company is legitimate. Even then, you are better off going directly to the company’s website rather than dealing with a company through an email that may just be a forgery of an email from a legitimate company. As always, if the offer you receive sounds too good to be true, it usually is.
You also can use the Google Safe Browsing Tool to see if a particular website you are considering for a Father’s Day purchase is legitimate. https://transparencyreport.google.com/safe-browsing/search
Never click on a link in an email or text message until you have independently confirmed that it is legitimate. The risk of downloading malware is too great. Even if your computer or other electronic device is protected with anti-virus and anti-malware security software, the best security software is always at least thirty days behind the latest malware. Trust me, you can’t trust anyone when it comes to clicking on links. Even if the link is contained in a communication that appears to come from a person or company you trust, you should always verify that it is legitimate before clicking on the link. In the case of companies offering free gifts or great deals, you should go to the company’s legitimate website where you can find any real promotion or gift being offered.
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