It was less than a week ago that I told you about the recent data breach at Ticketmaster and now I have another one to report to you.  Debt Collection Company Financial Business and Consumer Solutions (FBCS) recently announced that it had suffered a data breach in which sensitive personal information of more than 3 million people including names, addresses, dates of birth, Social Security numbers, driver’s license numbers and even medical records were compromised which is a fancy word for stolen.  This extensive information can easily lead to identity theft.  FBCS doe debt collection for clients n the healthcare, student loan, auto loan and credit industries. Data breaches have become an all-too-common feature of life today and they pose a significant threat to all of us because regardless of how careful we are at protecting our personal data, we are only as secure as the companies and governmental agencies that hold our information.

TIPS

As for the victims of this data breach, the first thing they should do is freeze their credit if they have not already done so.  Freezing your credit is actually something everyone should do.  It is free and easy to do.  In addition, it protects you from someone using your identity to obtain loans or make large purchases even if they have your Social Security number.  If you have not already done so, put a credit freeze on your credit reports at all of the major credit reporting agencies.  Here are links to each of them with instructions about how to get a credit freeze:

Everyone also should monitor their credit reports regularly for indications of identity theft.  The three major credit reporting agencies now provide free weekly access to your credit reports so you can monitor your credit reports easily on your own.  Here is the only link to use to get your free credit reports.https://www.annualcreditreport.com/index.action
Some scammers have websites that appear to offer “free” credit reports, but if you read the fine print, you often may find that you have signed up for unnecessary services.
Finally, be wary of anyone who calls you asking for personal information in regard to this data breach as that is a favorite tactic of the hackers to lure you into providing personal information that can lead to your becoming a victim of identity theft.

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