In 2018 I first told you that the FTC sued nine corporations and three individuals involved in the selling of business education products online, through direct mail and at live events. They operated under the acronym MOBE which stands for My Online Business Education and promised to provide a “simple 21-step” system that would make their customers wealthy with little effort or skills. While initial registration in the system only cost about $49, victims of the scam were lured into enrolling in higher membership levels at a cost of as much as $29,997.

According to the FTC, the entire operation was a scam and people were thwarted when they tried to get their money back through the company’s promised 100% risk-free guarantee. A judge initially issued a temporary restraining order against the company stopping it from continuing to do business. Later in 2018 one of the defendants in the case, Susan Zanghi settled with the FTC. Along with turning over frozen assets to the FTC, she was also permanently banned from ever selling or marketing business coaching or investment opportunities. The FTC’s case continued against the other defendants and now has been settled with the defendants paying more than 23 million dollars to the FTC which is now being returned to victims of the scam.


As always, if it sounds too good to be true, it usually is.  Check out work at home scams like this with the big three – your local attorney general, the Better Business Bureau and the FTC.  And as always, you can Google the name of the particular company offering you the work at home program with the word “scam” next to it and see what turns up.

It is important to note that in 2021 the Supreme Court unfortunately ruled that the FTC did not have legal authority to collect money to be returned to victims of scams such as this.  Fortunately, the money being returned today related to cases filed prior to the Supreme Court’s decision.  The FTC is urging Congress to restore the FTC’s ability to get money back from scammers to return to consumers, but Congress still has not acted.  I urge you to contact your senators and representatives and ask them to pass the necessary legislation.

For those of you receiving the Scam of the day through an email, I just want to remind you that if you want to see the ever increasing list of Coronavirus scams go to the first page of the website and click on the tab at the top of the page that indicates “Coronavirus Scams.”

If you are not a subscriber to and would like to receive daily emails with the Scam of the day, all you need to do is to go to the bottom of the initial page of and click on the tab that states “Sign up for this blog.”