Recently I received an email from my most trusted friend (my wife). The email merely said that she found an article in which I would be interested and included a link for me to click on to the article. Similarly, last year I got an email that read:
I’m sorry for bothering you with this mail, I need to get an iTunes Gift Card for my Niece, Its her birthday but I can’t do this now because I’m on a sickbed and I tried purchasing online but unfortunately no luck with that. Can you get it from any store around you? I’ll pay back as soon as I get better. Kindly let me know if you can handle this.
The email from my wife did not appear to me to be what my wife would send me although the email address used was indeed my wife’s email. Similarly, the second email came from the email address of a person who is a friend and client of mine, but it was pretty clear to me that Natalie had not sent the email. In both instances, their email accounts had been hacked and used to send emails to people on their contact lists . In the email purporting to be from my wife, the scammer was attempting to lure me into clicking on a link which would have most likely downloaded malware. In the second email, it asked for gift cards which are the equivalent of cash. As I often tell you, you can never be sure who is actually calling you on the phone, sending you a text message or sending you an email. Therefore you should never give personal information, credit card information, gift card information or wire money in response to such a communication unless you have absolutely confirmed that the communication is legitimate. Gift cards and wiring money are two of the favorite ways that people are scammed so when you are asked to provide either of those, you should always be skeptical. Nor, as I always advise you, should you click on a link in an email or text message unless you have confirmed that the communication is legitimate.
But what do you do if your email account is hacked?
Here are the steps you should take if your email account is hacked:
1. Report the hacking to your email provider.
2. Change your security question. I often suggest that people use a nonsensical security question because the information could not be guessed or obtained by research online. For instance, you may want the question to be “What is your favorite color?” with the answer being “seven.”
3. Change your password on your email account. If you use the same password for other accounts, you should change those as well.
4. Contact people on your email list and let them know you have been hacked and not to click on links in emails that may appear to come from you.
5. Scan your computer thoroughly with an up to date anti-virus and anti-malware program. This is important because the hacker may have tried to install a keystroke logging malware program that can steal all of the information from your computer.
5. Review the settings on your email, particularly make sure that your email is not being forwarded somewhere.
6. Get a free copy of your credit report. You can get your free credit reports from www.annualcreditreport.com
. Some other sites promise free credit reports, but sign you up for other services that you probably don’t want or need. You should then consider signing up for an identity theft protection service if you have not already done so.
7. If you have not already done so, put a credit freeze on your credit reports at all of the major credit reporting agencies. Here are links to each of them with instructions about how to get a credit freeze:
For those of you receiving the Scam of the day through an email, I just want to remind you that if you want to see the ever increasing list of Coronavirus scams go to the first page of the http://www.scamicide.com website and click on the tab at the top of the page that indicates “Coronavirus Scams.” Scamicide was recently cited by the New York Times as one of three top sources for information about Coronavirus related scams.
If you are not a subscriber to Scamicide.com and would like to receive daily emails with the Scam of the day, all you need to do is to go to the bottom of the initial page of http://www.scamicide.com and insert your email address where it indicates “Sign up for this blog.”