Last May I told you that the Federal Trade Commission (FTC) had issued an alert informing people that some nursing homes and assisted living facilities around the country had been requiring their residents who are on Medicaid to turn over their CARES Act stimulus checks to the nursing home or assisted living facility.  These facilities argued that these payments were countable resources under Medicaid rules and  had to be applied toward the cost of the resident’s nursing home or assisted living services. This is categorically false.  As the FTC has indicated, the stimulus checks are considered as tax credits which are not countable resources under Medicaid rules.  Now with the second round of stimulus payments being made by the federal government we are again seeing nursing homes and assisted living facilities seeking to take those funds from their residents.


If a family member of yours is a Medicaid recipient in a nursing home or assisted living facility and has had his or her check taken by the facility you should demand that the funds be returned.  If the facility resists returning the money, contact your state Attorney General for assistance.  They are ready to help.  Here is a link to how you contact your state’s attorney general.

As for other scams related to your stimulus payment, be aware that scammers are still quite active in using the stimulus payments as a basis for many scams.  Trust me, you can’t trust anyone.  Whenever you are contacted on the phone, by email or text message, you cannot be sure who is really contacting you.  Even if your Caller ID indicates the call is from a legitimate federal agency such as the Treasury Department, it is easy for a scammer to “spoof” that number and make it appear on your Caller ID as if the call is legitimate when it is not.   Neither the IRS, the Treasury Department or any other federal agency will be contacting you by phone, email or text message about the stimulus checks.  Anyone contacting you by phone, email or text message indicating that he or she is a federal employee is a scammer.   Also, if you are going to use the Get My Payment portal  to check on the status of your payment, make sure that you are using the correct portal.  Scammers are adept at constructing websites that look identical to the Get My Payment portal in order to steal your personal information and use it to make you a victim of identity theft.

Another good indication that you are being contacted by a scammer in regard to your stimulus payment is that the official name of the payment is your Economic Impact Payment.  Any communication purporting to be from the federal government that refers to the payment by any other name is an obvious scam.

For those of you receiving the Scam of the day through an email, I just want to remind you that if you want to see the ever increasing list of Coronavirus scams go to the first page of the website and click on the tab at the top of the page that indicates “Coronavirus Scams.”  Scamicide has been cited by the New York Times as one of three top sources for information about Coronavirus related scams.

If you are not a subscriber to and would like to receive daily emails with the Scam of the day, all you need to do is sign up for free using this link.