Phishing emails, by which scammers and identity thieves attempt to lure you into either clicking on links contained within the email which download malware or providing personal information that will be used to make you a victim of identity theft, are nothing new.   They are a staple of identity thieves and scammers and with good reason because they work. Reproduced below is a copy of a new phishing email presently circulating that appears to come from Chase Bank.

Chase is a popular target for this type of phishing email because it is one of the largest banks in the United States.  Like so many phishing emails, this one attempts to lure you into responding by making you think there is an emergency to which you must respond. As phishing emails go, this one is pretty good.  It looks legitimate and the version appearing in your email comes with a legitimate appearing Chase logo.   As so often is the case with these type of phishing emails, it does not contain your account number in the email nor is it personally addressed to the receiver of the email, but merely uses your email address.  This particular phishing email was provided by a loyal Scamicide reader.

Here is a copy of the Chase phishing email presently being circulated.

 

 

Chase Logo

Your ACH transfer was accepted and is currently being processed.
Here are your details:
Amount withdraw: $257.14
Transfer Date: 11/14/2020
Transfer to Account: *******4386$257.14 is will be debited from your account in the next 2 to 3 business days.Please login and visit the Secure Message Center to see additional details about your withdrawl. You can access your secure messages by signing into the Chase Mobile® app or chase.com.You can cancel this transaction immediately if you do not recognized it before your money is debited
ABOUT THIS MESSAGE:
This service email gives you updates and information about your Chase relationship.This email was sent from an unmonitored mailbox, go to chase.com/Customerservice for options on how to contact us.Your privacy is important to us. See our online Security Center to learn how to protect your information.Chase Privacy Operations, PO Box 659752, San Antonio, Texas 78265-9752.JPMorgan Chase Bank, N.A. Member FDIC

© 2020 JPMorgan Chase & Co.

TIPS

There are a number of indications that this is not a legitimate email from Chase, but instead is a phishing email. Most notably, the email address from which this phishing email was sent has no relation to Chase.  Most likely it is part of a botnet of infected zombie computers used by scammers to send out such phishing emails.  It is also important to note that although the email contained a legitimate appearing Chase logo, such logos are very easy to counterfeit.  As with all phishing emails, two things can happen if you click on the links provided.  Either you will be sent to a legitimate looking, but phony website where you will be prompted to input personal information that will be used to make you a victim of identity theft or, even worse, merely by clicking on the link, you may download keystroke logging malware that will steal all of your personal information from your computer or smartphone and use it to make you a victim of identity theft.

If you receive an email like this and think it may possibly be legitimate, merely call the customer service number where you can confirm that it is a scam, but make sure that you dial the telephone number correctly because scammers have been known to buy phone numbers that are just a digit off of the legitimate numbers for financial companies, such as Chase to trap you if you make a mistake in dialing the real number.  Alternatively you can go to http://www.chase.com to check on your account.

For those of you receiving the Scam of the day through an email, I just want to remind you that if you want to see the ever increasing list of Coronavirus scams go to the first page of the http://www.scamicide.com website and click on the tab at the top of the page that indicates “Coronavirus Scams.”  Scamicide has been cited by the New York Times as one of three top sources for information about Coronavirus related scams.

If you are not a subscriber to Scamicide.com and would like to receive daily emails with the Scam of the day, all you need to do is sign up for free using this link. https://scamicide.com/scam-of-the-day/