Today’s Scam of the day is another version of the Nigerian email scam that continues to plague the online community. Although it may seem that the Nigerian email scam began in the era of the Internet, the origin of the scam actually goes back to 1588 when it was known as the Spanish Prisoner Scam.  In those days, a letter was sent to the victim purportedly from someone on behalf of a wealthy aristocrat who was imprisoned in Spain under a false name.  The identity of the nobleman was not revealed for security reasons, but the victim was asked to provide money to obtain the release of the aristocrat, who, it was promised, would reward the money-contributing scam victim with a vast reward that included, in some circumstances, the Spanish prisoner’s beautiful daughter in marriage.

In the most common versions of this scam circulating on the Internet today, you are promised great sums of money if you assist a Nigerian or someone elsewhere in his effort to transfer money out of his country.  While we refer to this type of scam as the Nigerian Email Scam, as indicated in the email below, not all versions of this scam have a connection to Nigeria.  Common variations of the scam include the movement of embezzled funds by corrupt officials, a dying man who wants to make charitable gifts, or a minor bank official trying to move the money of deceased foreigners out of his bank without the government taking it.  The example below of the email  received by a Scamicide reader involves money being distributed from an international fund.  In most variations of this scam, although you are told initially that you do not need to contribute anything financially to the endeavor, you soon learn that it is necessary for you to contribute increasingly large amounts of money for various reasons, such as fees, bribes, insurance or taxes before you can get anything.  Of course, the victim ends up paying money to the scammer, but never receives anything in return.

Here is a copy of the email presently being circulated.

The Desk of: Dr Charles Holliday Jr..
Bank of America.
Branch Offices New York
1680 Broadway, New York.
NY 10019, USA.
Vice Chairman on Investment Banking
Director, Credit Control Dept.

Re: TELEGRAPHIC WIRE TRANSFER NOTICE.

We are hereby officially notify you concerning your fund telegraphic
Transfer through our bank, Bank of America, New York, to your bank account,
which has been officially approved by the management of World Bank
Swiss(WBS) to credit the sum of US$18.5 Million into your bank account.
Note that I have started processing your payment and every thing concerning
the immediate remittance of your funds will be carried out within the
shortest possible time from the time we received your? Below needed
information

Also be informed that the Governor of Bank in London (BL) will sign on your
payment advice and a copy of the advice will be sent to the World Bank in
Swiss for some record purposes. Meanwhile your information and your full
contact details were received from our research manager, Barr.Paul Peterson
on your behalf to FRB for immediate release of your fund
This fund was part of the lodged Late President Saddam Hussein of Iraq
discovery fund with World Bank of Switzerland, which the Swiss Bank has
decided to distribute it generously to help few lucky individuals and the
American Government is in agreement with the Swiss Bank to distribute the
fund to 700 hundred thousand people in America, Europe & Asia in other to
help improve their businesses.

Therefore, reconfirm the aforesaid information accurately, because this
office cannot afford to be held liable for any wrong transfer of funds or
liable of any fund credited into an unknown account.
These are the information we needed to be reconfirmed by you.

1.Your Full Bank Account Details
2.Your Direct Cell or office phone to reach you 3.Your address of locations
4.Your full name

Finally, you are required to reconfirm directly to me the above information
to enable me use it to process your bill of payment.
Your quick response shall be mostly appreciated; all your response should be
directed through our alternative email address for the immediate attention
of the credit control department.

Yours Faithfully,
Dr Charles Holliday Jr..
Vice Chairman, Director, Credit /Telex Department.?

TIPS

This is a simple scam to avoid.  It preys upon people whose greed overcomes their good sense.  If you receive such an email, the first thing you should ask yourself is how does this possibly relate to you and why would you be singled out to be so lucky to be asked to participate in this arrangement.  Since there is no good answer to either question, you should merely hit delete and be happy that you avoided a scam.  As with many such scams, which often originate outside of the United States, the punctuation and grammar are often not good.  The email copied above is riddled with grammatical errors.   Often the emails are sent from an email address that has no relation to the purported sender which is an indication that the email is being sent through a botnet of hacked computers. In addition, it is important to note that nowhere in this particular version of the scam email is your name mentioned.   The scam email is obviously being sent out as a mass mailing.

For those of you receiving the Scam of the day through an email, I just want to remind you that if you want to see the ever increasing list of Coronavirus scams go to the first page of the http://www.scamicide.com website and click on the tab at the top of the page that indicates “Coronavirus Scams.”  Scamicide has been cited by the New York Times as one of three top sources for information about Coronavirus related scams.

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