I have been reporting to you about this particular scam since December of 2017 when the Federal Trade Commission (FTC) first filed a complaint in Federal Court against Ronnie Montano, Hyong Su Kim, Martin Schranz and their companies, eMobile Code, Easy Cash Code, Full Money System and Secret Money System that the FTC alleged they used to scam consumers out of millions of dollars through sales of phony get-rich-quick schemes through which the defendants promised their victims that they could earns thousands of dollars a day using the defendants’ secret code. The defendants’ “secret code” was nothing more than generic software applications used to make mobile-friendly websites and the promised riches were non-existent. The defendants sold their products through their websites which had names such as mobilemoneycode.com, automobilecode.com and secretmoneysystem.com which featured phony testimonial videos with actors falsely claiming they made thousands of dollars a day using the defendants’ products and systems. Victims of the scam who tried to exercise their “60 day hassle-free money back guarantee” found it all but impossible to get a refund. In July of 2018 the FTC settled the claims with the defendants. Under the terms of the settlement, the defendants paid $698,500 to the FTC to be refunded to their victims. In 2019 the FTC sent a first round of checks to victims of the scam.  If you were a victim of the scam, you may have already received your check in the mail.   Now the FTC is mailing a second round of checks to the victims of the scam who received an earlier partial payment from the FTC.   There are no fees nor are you required to provide account information to cash one of these refund checks.  Scammers often contact the people who are to receive such refunds and ask for personal information used to make them victims of identity theft.  They also ask for cash payments although no payment is required to receive your refund.  For more information about this refund go to the “FTC Scam Refunds” section in the middle of the first page of http://www.scamicide.com and click on “Mobile Money Code.”


As with any investment, if it sounds too good to be true, it usually is. You also should never invest in anything that you do not fully understand. In addition, you should never invest in anything unless you have investigated fully both the investment itself and the people offering the investment. Anyone investigating what was being offered by these alleged scammers would have found that there was no secret system and that the investment was bogus.

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