Here is another good example of a phishing email that is presently being circulated. It was sent to me by a Scamicide reader who received it.  It makes for compelling reading, but it is a scam.  Phishing emails, by which scammers and identity thieves attempt to lure you into either clicking on links contained within the email which will download malware or providing personal information that will be used to make you a victim of identity theft, are nothing new.  They are a staple of identity thieves and scammers and with good reason because they work.  As always, they lure you by making it appear that there is an emergency that requires your immediate attention or else dire consequences will occur.  Copied below is a new phishing email  presently being sent to unsuspecting people that appears to come from Discover.  A telltale sign that this is a phishing email is that the email address of the sender was one that has nothing to do with Discover and was most likely part of a botnet of computers infected by scammers and then used to send out the phishing email in a way that is not readily traceable back to the scammer.

Here is the email. I have removed the link at the bottom of the email where you would be lured to verify your information.

 

Discover.com  My Account
Last 4 #: xxxx
Alert: Unusual activity detected

At Discover we are committed to the ongoing protection of our customers’ so you can feel confident that every transaction you make is protected. The process is simple and will take just a moment.

Your card was locked due to irregular card activity. While this is in effect, withdrawals and purchases performed with your card will be declined and your account access will be closed.

Details Login

IP Address: 35.167.30.40
Country: United States
Region: Oregon

You can continue using your card by verifying your information.

Verify

TIPS

Legitimate emails from your credit card company would include the last four digits of your account and include your name.  This email had neither. The phishing email merely had xxxx appear at the top of the email where your account number would appear.  Often such phishing emails originate in countries where English is not the primary language and the spelling and grammar are poor. However this one appears grammatically correct. Obviously, if you are not a Discover customer, you will recognize immediately that this is a scam.  As with most phishing emails, they lure you into clicking on a link by attempting to trick you into believing there is an emergency. However, if you hovered over the Verify link at the bottom of the email, you would see that it would not send you to Discover.

As with all phishing emails, two things can happen if you click on the links provided.  Either you will be sent to a legitimate looking, but phony webpage where you will be prompted to input personal information that will be used to make you a victim of identity theft or, even worse, merely by clicking on the link, you will download malware such as keystroke logging malware that will steal all of your personal information from your computer and use it to make you a victim of identity theft.  If you receive an email like this and think it may possibly be legitimate, merely call your bank or other institution from which the email purports to originate at a telephone number that you know is accurate and you will be able to confirm that it is a scam.

For those of you receiving the Scam of the day through an email, I just want to remind you that if you want to see the ever increasing list of Coronavirus scams go to the first page of the http://www.scamicide.com website and click on the tab at the top of the page that indicates “Coronavirus Scams.”

If you are not a subscriber to Scamicide.com and would like to receive daily emails with the Scam of the day, all you need to do is to go to the bottom of the initial page of http://www.scamicide.com and click on the tab that states “Sign up for this blog.”