After ten years of litigation against Jeremy Johnson, his company I Works, nine other individuals and 61 other related shell corporations that were offering “free” or “trial” memberships in programs they said would provide free information about government grants and money-making products, the Federal Trade Commission (FTC) is sending refunds to victims of the scam  When victims  of this scam signed up for what they thought were free or trial memberships, they were asked to provide a credit card or debit card number for a one time shipping and handling charge, but what Johnson and the other defendants did was keep charging monthly fees to their victims without their knowledge or permission to the tune of more than 280 million dollars. Now that the litigation is done and payments have been made by the defendants to the FTC, refunds are being sent to victims of the scam.


Never give out your credit card number or debit card number to anyone for anything that is supposed to be free.  You also don’t need to pay for information about how to get government grants and there is no charge for applying for a federal grant.   People looking for legitimate information about grants, loans and other financial aid information for higher education can go to the federal government’s website   Information about federal loans for housing, disaster relief, education and veterans benefits can be found at the federal government’s website  Finally For information about  a range of other federal benefits for which you may be eligible, you can go the federal government’s website

For more information about this particular refund program check out the “FTC Scam Refunds” tab in the middle of the first page of You also can find information there about the mailing of the refund checks.  There is no cost or fee to file a claim or get a refund.  Anyone who tells you differently is trying to scam you.

For those of you receiving the Scam of the day through an email, I just want to remind you that if you want to see the ever increasing list of Coronavirus scams go to the first page of the website and click on the tab at the top of the page that indicates “Coronavirus Scams.”

If you are not a subscriber to and would like to receive daily emails with the Scam of the day, all you need to do is to go to the bottom of the initial page of and click on the tab that states “Sign up for this blog.”