Recently, you may likely have received an email with the notice from the Equifax Breach Settlement Administrator reproduced below pertaining to the proposed settlement of claims brought by the Federal Trade Commission (FTC), the Consumer Financial Protection Bureau (CFPB) and all but two of the states’ Attorneys General related to the totally avoidable 2017 data breach in which personal data on more than 147 million people was stolen from Equifax.  The stolen personal information included the names, dates of birth and Social Security numbers of 147 million people putting them in serious danger of identity theft for the rest of their lives.  Unfortunately, much of the reporting, most notably the reporting that everyone would be getting $125 is not accurate.

For details of the proposed terms of the settlement, I suggest you go to the Scam of the day For January 20, 2020

The required approval of the settlement by a judge has been delayed while objections to the settlement filed by a number of victims are considered.  While the initial period for filing claims to be included in the settlement ended on January 22, 2020, a new extended claims period has commenced for people who become victims of identity theft between 2020 and 2024 as a result of the Equifax data breach as explained in the notice below.


Here is a copy of the recent notice from the Equifax Breach Settlement Administrator:

Equifax Breach Settlement Administrator ( Details

This is a Court approved legal notice.

Don’t forget, if your personal information was impacted in the 2017 Equifax data breach, and you have a problem with identity theft or fraud because of the breach within the next four years, you may be eligible for additional Settlement benefits. Claims for benefits during the “Extended Claims Period” must be made by January 22, 2024, at When the Settlement becomes effective after all appeals are resolved, you also may be eligible for free identity restoration services to help you remedy the effects of identity theft and fraud.

Please note: The deadline for the “Initial Claims Period” has passed. You can no longer file claims for Out-of-Pocket Losses or Time Spent that occurred before or up through January 22, 2020. If you filed a claim during the “Initial Claims Period,” do not try to file the claim again, as that will delay the processing of your claim.

Please also note that no Settlement benefits will be distributed or available until all appeals are resolved, and the Settlement becomes effective. We currently do not know when these appeals will be resolved. When the appellate court provides a schedule for the appeal, we will update the Settlement website.

Are You Eligible:

You are a Class Member and eligible for Extended Claims Period Settlement benefits if you are a U.S. consumer whose personal information was impacted by the Equifax data breach. If you are unsure of whether you are a Class Member, visit


1.  Cash Payments for Certain Losses incurred during the next four years:  During the Extended Claims Period, you can seek reimbursement for Out-of-Pocket Losses or Time Spent (but not losses of money and time associated with freezing or unfreezing credit reports or purchasing credit monitoring or protection services) if you certify that you have not already received reimbursement for the claimed loss. All such claims must be made by January 22, 2024 and will be paid on a first come first-served basis.

2.  Free Identity Restoration Services:  When the Settlement becomes effective, you may be eligible for at least 7 years of free identity restoration services to help you remedy the effects of identity theft and fraud. You do not have to make a claim for this benefit. Visit to learn more about using these services.

You cannot make claims for Credit Monitoring Services, Alternative Reimbursement Compensation, or Out-of-Pocket Losses or Time associated with freezing or unfreezing credit reports or purchasing credit monitoring or protection services.

How to Get Extended Claims Period Benefits:

To get cash payments, you must submit a claim:

You must submit an Extended Claims Period claim by January 22, 2024. Certain claims may require supporting documents.

For more information regarding free identity restoration services, visit You do not need to file a claim to get those services.

This is only a summary of the benefits available to eligible Class Members during the Extended Claims Period. For more information, visit

This is a Court authorized notice, not a lawyer advertisement.

Email Disclaimer

The Equifax Data Breach Settlement Administrator will never ask you to provide sensitive information, such as, your Social Security Number or Tax ID, Bank Account Number, Credit Card Number, Driver’s License or Passport Number, or Password, etc. via email. All email communications sent by the Equifax Data Breach Settlement Administrator OR on behalf of the Settlement Administrator will originate from, the official email address of the Settlement. If you receive an email which you suspect to be fraudulent, do not reply or do anything it instructs you to do, but immediately forward it to

For those of you receiving the Scam of the day through an email, I just want to remind you that if you want to see the ever increasing list of Coronavirus scams go to the first page of the website and click on the tab at the top of the page that indicates “Coronavirus Scams.”

If you are not a subscriber to and would like to receive daily emails with the Scam of the day, all you need to do is to go to the bottom of the initial page of and click on the tab that states “Sign up for this blog.”