According to the old proverb (are there any new proverbs?) the road to hell is paved with good intentions.  The truth of this proverb has been proved recently by a number of scammers who are placing advertisements on your social media sites offering a wide variety of merchandise, including t-shirts and jewelry where a portion of the sales price, you are told, will be donated to various charities.  Unfortunately, this is the perfect scam of a storm.  You don’t receive the items you thought you purchased.  The scammer has stolen the money you send for the goods that never are delivered and the charities get nothing.  Making matters worse, the scammers often ask their victims to help spread the word about their charitable endeavors and unwittingly lure more victims to the scam.

TIPS

It was good advice when we were in school and it is still good advice today.  Do your homework.  Before making a purchase in response to these kinds of ads, check out the company.  You can do this by checking with your local state attorney general, district attorney or the Better Business Bureau to see if there have been complaints against the particular company.  You also can do a search engine search where you put in the name of the company and add the word “scam” to your search and see what comes up.  Finally, whenever you make any kind of purchase, use your credit card rather than your debit card or a check because if the sale was fraudulent, you can more easily get your money back.

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