Here is another good example of a phishing email that is presently being circulated.  This particular phishing email was sent to us by a Scamicide subscriber.   It makes for compelling reading, but it is a scam.  Phishing emails, by which scammers and identity thieves attempt to lure you into either clicking on links contained within the email which will download malware or providing personal information that will be used to make you a victim of identity theft, are nothing new.  They are a staple of identity thieves and scammers and with good reason because they work.  As always, they lure you by making it appear that there is an emergency that requires your immediate attention or else dire consequences will occur.  This email appears to come from Bank of America.  There are a number of indications that it is a scam including the fact that it is directed to “Dear Customer” rather than to your name; no account number is given; and the email contains grammatical and spelling errors such as “dentity.”
“Bank of America
Apr 18 at 11:44 AM
Bank of America (R)
Transfer         Online Banking Alert:
Date:     April 18, 2019
Dear Customer
You have been sent this message because you recently changed your account information. The details may be different from what displays in Online Banking if you’ve had subsequent activity on your account since we sent this message.
Sign in to Online Banking
We had to believe that, there might be some security problems on your account. So we have decided to put an extra verification process to ensure your dentity and your account security.
Information
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Security Icon
To verify that this email is from Bank of America, confirm your last sign-in date is correct. To access Online or Mobile Banking, go directly to ********* or use our Mobile Banking app.
Remember: We care about our customers.
This is a service email from Bank of America. Please note that you may receive service emails in accordance with your Bank of America service agreements, whether or not you elect to receive promotional email. Please don’t reply directly to this automatically generated email message.
Read our Privacy Notice.
Bank of America, N.A. Member FDIC. Equal Housing Lender”

TIPS

An indication that this is a phishing email is that the email address from which it was sent had nothing to do with Bank of America, but most likely was from a computer that was part of a botnet of computers hacked into and controlled remotely by the scammer.  In addition, legitimate emails from your bank would include the last four digits of your account.  As with all phishing emails, two things can happen if you click on the links provided.  Either you will be sent to a legitimate looking, but phony webpage where you will be prompted to input personal information that will be used to make you a victim of identity theft or, even worse, merely by clicking on the link, you will download keystroke logging malware that will steal all of your personal information from your computer and use it to make you a victim of identity theft.  If you receive an email like this and think it may possibly be legitimate, merely call your bank at a telephone number that you know is accurate and you will be able to confirm that it is a scam.

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