Here is another example of a phishing email that is presently being circulated.   Phishing emails, by which scammers and identity thieves attempt to lure you into either clicking on links contained within the email which will download malware or providing personal information that will be used to make you a victim of identity theft, are nothing new.  They are a staple of identity thieves and scammers and with good reason because they work.  They lure you by making it appear that there is an emergency that requires your immediate attention or else dire consequences will occur.  This particular email appears to come from the credit card issuer Capital One, however, the email does not carry the logo of Capital One, contains no salutation with your name and even refers to the last two digits of your credit card as “XX.”. It was also sent from an email address that has no relation to Capital One. Here is how it appears.
“Re: Your credit card account ending in XX
Your next purchase might be declined because your account has been restricted due to some
missing information on your account.
You can prevent this from happening now by completing this simple account update.
Please visit Here to complete the update
We appreciate your business.
Thanks for choosing Capital One.”
TIPS
A primary indication that this is a phishing email is that the email address from which it was sent has nothing to do with Capital One, but most likely was from a computer that is part of a botnet of computers hacked into and controlled remotely by the scammer. 
As with all phishing emails, two things can happen if you click on the links provided.  Either you will be sent to a legitimate looking, but phony webpage where you will be prompted to input personal information that will be used to make you a victim of identity theft or, even worse, merely by clicking on the link, you will download keystroke logging malware that will steal all of your personal information from your computer and use it to make you a victim of identity theft.  If you receive an email like this and think it may possibly be legitimate, merely call your credit card company at the telephone number that appears on the back of your credit card so you can confirm that this is a scam, but make sure you dial the correct number because clever scammers often purchase phone numbers that may be a single digit off of the legitimate customer service numbers of credit card companies in order to catch customers who may misdial the telephone number.
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