Phishing scams by identity thieves posing as your bank are not limited to the United States. Reproduced below is a phishing email that is presently being sent to customers of the National Australia Bank that is consistent with the pattern for such phishing emails around the world.  The email looks official and even has an easily counterfeited logo of the bank.  Such emails often indicate that unless you verify your account information, your account will be suspended.  In this particular phishing email, if the customer clicks on the link provided it will take the customer to an official looking page that asks for personal information including bank account and credit card information.  After filling in the form the victim is actually directed to the real National Australia Bank website, but by then, it is too late.  The victim has already turned over his or her information to an identity thief who can use it to access the victim’s bank account and credit card.

You should always ignore any email like this.

TIPS

Although the good rule to follow is to never click on any links or download attachments in emails and text messages unless you have absolutely confirmed that they are legitimate, phishing emails such as this have telltale indications that they are phony.  In this instance, the email is addressed to “Dear Customer.”  Any legitimate email that you would get from your bank would use your name and provide the last few digits in your account number.  In addition, no bank will ask you to verify account details by way of a link in an email or a text message.  If you receive an email or text message such as this and are concerned that it might be real, you should merely call your bank at a telephone number that you know is accurate where you can confirm that the email was merely a phishing scam.