College is expensive and access to scholarship funds can help reduce the cost of higher education.  But scam artists are there ready to take advantage of you in many ways when it comes to paying for higher education.  They may offer low interest advance fee loans.  Like most advance fee loans, they are most likely a scam.  And what about the scholarship you won even though you never applied for it?  Like winning contests that you never entered, these too are undoubtedly scams.

Some companies may offer to match you up with scholarships for a fee and may even offer a guarantee, but you can find the information on scholarships yourself for free and their guarantee is only as good as the company itself.


Don’t fall for advance fee loans and for free scholarship information, go to, and which is maintained by the National Association of Student Financial Aid Administrators.