Natural disasters such as hurricanes are common occurrences. Hurricane season runs this year from June 1st until November 30th. Hurricanes often cause tremendous damage and loss of property. They also bring out the best in people who want to donate to charities to help the victims. Unfortunately natural disasters also bring out the worst in scammers who are quick to take advantage of the generosity of people by contacting them posing as charities, but instead of collecting funds to help the victims of these natural disasters, these scam artists steal the money for themselves under false pretenses. Making matters even worse, scammers will use information from data brokers and public sources to identify people who are likely to be susceptible to solicitations of donations to charities providing help to hurricane victims. Scammers also contact people through social media with pleas for charitable donations with the ads specifically targeting likely victims through the use of the algorithms used by social media. Often these social media posts will contain AI enhanced photos and videos and you can never be sure if the posts are legitimate.
Charities are not subject to the federal Do Not Call List so even if you are signed up for the federal Do Not Call List, legitimate charities are able to contact you by phone. The problem is that whenever you get a phone call, you can never be sure as to who is really calling you so you may be contacted either by a fake charity or a scammer posing as a legitimate charity. Using a technique called spoofing, the scammers can manipulate your Caller ID to make it appear that the call is coming from a legitimate charity when it is not. Similarly, when you are solicited for a charitable contribution by email, social media or text message you cannot be sure as to whether the person contacting you is legitimate or not.
TIPS
Never provide credit card information over the phone to anyone whom you have not called or in response to an email or text message. Before you give to any charity, you may wish to check out the charity with http://www.charitynavigator.org where you can learn whether or not the charity itself is a scam.
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