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Scam of the day – November 24, 2023 – Giving Tuesday Charity Scams
Following the major shopping days referred to as Black Friday and Cyber Monday now comes Giving Tuesday which was first designated as a special day to focus on helping out people in need through charitable gifts in 2012. This is a time of the year when many people are receptive to solicitations from charities. Unfortunately, not all of those solicitations will be from legitimate charities. Many of those calls, letters and emails will be from scammers posing as charities.
Scam of the day – November 23, 2023 – How to Tell if a Website is Legitimate
The pandemic increased the trend toward online purchases of just about everything and even as the pandemic has waned, many of us continue to make large amounts of our consumer purchases online. Scammers, of course, see this as an opportunity to scam people with phony websites that steal your money and provide you with nothing in return. Some of these phony websites are for totally made up companies that you have never heard of, but which are offering tremendous discounts on popular goods while other phony websites are counterfeit websites of legitimate online retailers.
Scam of the day – November 22, 2023 – Protecting Yourself When Shopping Online
Every year, the number of people shopping online and the money spent through online shopping grows significantly. And why not? The convenience alone of being able to shop from the comfort and privacy of your home is reason enough for many of us to shop online. But how safe is it? According to the FTC the number one reported fraud is online shopping scams. However, following some basic precautions can go a long way in protecting you from being scammed when shopping online
Scam of the day – November 21, 2023 – Black Friday Scams
If you are shopping in a brick and mortar store Friday or any other day throughout the year, you should use a credit card rather than a debit card because of the possibility of skimmers which are small devices being used by criminals working as sales clerks that will capture your credit card number which will then be used to make fraudulent purchases. As for using your credit card rather than your debit card, it is important to remember that while your liability for fraudulent use of your credit card is limited by federal law to no more than $50, your liability for fraudulent use of your debit card which is tied to your bank account is unlimited if you do not promptly discover and report the fraud which is why you should always use your credit card for shopping rather than your debit card.
Scam of the day – November 20, 2023 – Thanksgiving Electronic Greeting Card Scam
Electronic greeting cards have become very popular and with good reason. Even if you don’t remember a birthday or delay sending a holiday card until the last minute, you can send an electronic greeting card, often for free, and have it delivered immediately. Many electronic greeting cards are quite creative with videos and music, as well. But, unfortunately, you can always count on scam artists and identity thieves to try to spoil anything and electronic greeting cards are no exception. The scam starts when you get a phony electronic greeting card that requires you to click on a link to read the card. If you click on one of these phony greeting cards, you may end up downloading a keystroke logging malware program that will steal all of the information from your computer and end up with you becoming a victim of identity theft or alternatively you may download dangerous malware such as ransomware.
Scam of the day – November 19, 2023 – Check Washing Increasing
What is old is new again. Many people continue to pay their household bills by paper checks rather than electronic banking and even when shopping, some people prefer paying by check instead of using a credit card or cash. While there has been much discussion in the news about data breaches involving credit cards, the problems encountered through check washing are still substantial costing consumers and banks more than a billion dollars each year and the problem is getting worse. Typically, the scam starts when someone pays a bill with a check, mails the envelope containing the check and then somewhere in transit the check is stolen and washed. Check washing is a process by which someone steals a check you have already written and “washes” or removes the name of the payee, often using simple bleach, and also changes the amount as well as the name of the payee. The criminal then cashes your altered check and steals your money.
Scam of the day – November 18, 2023 – Steve’s Testimony on Senior Scams and AI Before the U.S. Senate Committee on Aging
Two days ago I testified before the U.S. Senate’s Select Committee on Aging. My testimony related to scams affecting the elderly and, in particular, how Artificial Intelligence is now being used by scammers. Here is a link to the hearing which shows myself and the other witnesses. I testified and then took questions from Senator Bob Casey, the chair of the Committee, Senator Elizabeth Warren and Senator Mark Kelly.
Scam of the day – November 17, 2023 – Lloyds Bank Cryptocurrency Scam Report
Recently Lloyds Bank, a British bank issued a report in which it found that cryptocurrency scams in the UK increased by 23% in 2023 over the comparable period last year and that the average amount of money lost by victims of these scams was more than any other type of scam in the UK. Cryptocurrency scams are a huge problem in the United States and everywhere else as well.
Scam of the day – November 16, 2023 – DocuSign Phishing Scam
DocuSign is a company that provides technology for the transmission of contracts and other documents with features for electronic signatures and is used by many businesses. There has been an increasing number of scams in which phony DocuSign messages are being used to send malware infected links luring people into providing personal information that is used for identity theft purposes.
Scam of the day – November 15, 2023 – Millions Affected by Healthcare Data Breach
McLaren Health Care, a Michigan based hospital chain consisting of thirteen hospitals in Michigan and Indiana last week disclosed that it was a victim of a data breach that began on July 28th and lasted through the month of August. The company became aware of the...
Scam of the day – November 13, 2023 – Annual Report of Do Not Call Registry
Since it began in 2003, the National Do Not Call list has grown to include more than 249 million phone numbers. When you register your phone number with the Do Not Call list it becomes illegal for telemarketers to contact you by phone. The Do Not Call list does not apply to charities so you still may be contacted by charities even if you have registered for the Do Not Call list. However, when you receive a call from someone purporting to be representing a charity, you can never be sure who is really calling so you should never give your credit card number to someone who calls you allegedly from a charity. If you are interested in a particular charity, contact the charity directly to make your contribution.
Scam of the day – November 12, 2023 – State of Maine Identified as Latest MOVEit Supply Chain Data Breach Victim
Three days ago the Maine state government confirmed that many of its departments had suffered a data breach affecting 1.3 milli0on people with large amounts of sensitive information including Social Security numbers compromised. The data breach at Maine, however was not a result of their computers being hacked directly by cybercriminals, but rather was done by exploiting a vulnerability found in MOVEit software used by Maine as well as 620 other organizations including American Airlines, TD Ameritrade, Johns Hopkins University and other users of the same software who can be assumed to also have suffered data breaches affecting an estimated 40 million people. I have been telling you about these data breaches for months.
Scam of the day – November 11, 2023 – Phony Restaurant Delivery Scam
Ordering food online for delivery was somewhat popular prior to the pandemic, but really took off during the pandemic when people wanted restaurant food without having to go to a restaurant. Many restaurants have taken advantage of this interest and set up websites to facilitate ordering food deliveries and companies such as DoorDash and GrubHub also take online orders for food deliveries from multiple restaurants. As could be expected scammers also are getting into the food delivery business although it would be more accurate to say that they got in the business of taking your online orders for food delivery, but deliver nothing except charges on your credit card.
Scam of the day – November 10, 2023 – Phony Police and Firefighter Charity Scams
The holiday season will soon be upon us. This is a time when many people give to charities. In particular, you will most likely be contacted by numerous people soliciting charitable contributions on behalf of organizations purporting to support the brave men and women who make up our police and fire departments. Unfortunately, many of those solicitations will be from scammers merely looking to steal money under false pretenses. Whenever you are solicited by phone, you can never be sure who is really contacting you.
Scam of the day – November 9, 2023 – “Is it You in this Video” Scam
Remember my motto, “trust me, you can’t trust anyone.” Whenever you get a Facebook message, email, or text message you can never be sure who is really contacting you. The “friend” you think is communicating with you may well be a criminal who has managed to hack your friend’s Facebook account, email account or phone and use these accounts to send out phishing messages that lure you into clicking on infected links. Never click on a link unless you have absolutely confirmed that it is legitimate.
Scam of the day – November 8, 2023 – Phony Coupon Scams
Even though Thanksgiving has not yet arrived, many people are turning their attention to holiday shopping and holiday shoppers looking to save money are always on the lookout for coupons. Everyone loves coupons and like many things in our lives, coupons which used to be found commonly in newspapers and magazines have migrated online. In recent years scammers have been perpetrating phony coupon scams on social media. Among the companies affected by these phony coupons were Bath and Body Works, Costco, Aldi, Starbucks and Trader Joe’s. As I have warned you many times in the past, Facebook has become a hotbed for phony online coupons. The phony coupons looks quite legitimate which means nothing because it is very easy to copy the company logos and make the coupons appear to be genuine.
Scam of the day – November 7, 2023 – Dirty Dozen Phone Scams
Recently the background check company Been Verified issued a list of its twelve most common phone scams being perpetrated today. The phone is a primary method for scammers who can make large numbers of calls or texts using computers rather than actual phones. Scammers also use prerecorded robocalls to contact people they are attempting to scam. For information about what you can do to protect yourself from robocalls, I suggest you check out his Scam of the day from the past https://scamicide.com/2023/06/28/scam-of-the-day-june-29-2023-48-states-sue-robocall-company/
Scam of the day – November 6, 2023 – Amazon Phishing Email
Recently a Scamicide reader received an email informing her that her Amazon Prime Membership was due for renewal, but that it could not be done because the credit card tied to the account was no longer able to be used, threatening to suspend her Amazon Prime account unless a new credit card was provided. This is a common scam in which the scammers attempt to lure people into providing their credit card information or Amazon user name and password to the scammer posing as an Amazon employee.
Scam of the day – November 5, 2023 – Mystery Shopper Scams
I have written many times over the last ten years about the mystery shopper scam because it continues to ensnare unwary victims. These scams continue to be effective and are increasing in number so it is important to remind you about them again. Mystery shoppers are people hired to shop at a particular store and report on the shopping experience for purposes of quality control. Unlike many scams, there actually are legitimate mystery shopper companies, but they never advertise or recruit through emails, text messages or letters. The manner in which the scam generally works is that when you answer an advertisement, or respond to a letter, email or a text message to become a mystery shopper, you are sent a bank check. You deposit the check into your own account and spend some of the money on the goods that you purchase which you are allowed to keep and also are directed to keep some of the balance of the check as payment for your services. You are instructed to return the remaining funds by a wire transfer.
Scam of the day – November 4, 2023 – FTC Takes Action Against Phony Covid Prevention Product
In July of 2020 the FTC sent out a waring letter and ease and desist order against Gary Kong, Timothy Wetzel and their companies K.W. Technology and K.W. Technology NV Inc the makers and marketers of what they called the Invisible Mask which was a badge worn around the neck which they claimed was scientifically proven to protect anyone wearing it from Covid. The defendants advertised this ineffective, phony product on their own website, YouTube and Facebook where they called it “The 1 Virus Buster Card.” None of their representations were true or supported by any scientific evidence. Now two years later three of the four defendants in this case have settled with the FTC and pursuant to the settlement are banned from selling this bogus product. The settlement is awaiting approval of the judge overseeing the case, which is expected to be done soon.
Scam of the day – November 3, 2023 – T-Mobile Cramming Refunds Revisited
In 2014 the FTC settled cramming charges with T-Mobile under the terms of which T-Mobile was required to return at least ninety million dollars to affected customers. According to the term of the settlement, T-Mobile was required to contact all of its present and former customers who were subjected to cramming and inform them of the refund program and claims process. Two year later the refunds were sent by the FTC by check, however, many people failed to cash their checks and are now being contacted by email regarding getting their payment by PayPal. The email address being used to send these legitimate refund emails is NoReply@TMobileRefunds.com. If you prefer to get a check rather than a PayPal payment, you should contact the refund administrator at 844-746-4695.
Scam of the day – November 2, 2023 – New Variations of QR Code Scams
The most common places where you will find phony QR codes is on parking meters where the phony QR code is put on as a sticker over the legitimate QR code, in restaurants, in phishing emails, on social media posts or on unordered packages delivered to your home. Now, however, scammers are using QR codes to scam you in a new way. The new QR code scam starts with an email that appears to come from a company with which you do business informing you that you need to update your account or your account will be closed. In order to update your account, you are instructed to scan the QR code in the email which takes you to a website that looks like the real website for the company that the scammer is posing as and asks you to input your username and password. People falling for this scam end up giving access to their account to the scammer.
Scam of the day – November 1, 2023 – Gift Card Scams Continue to Threaten Consumers
Scammers are big fans of gift cards because they are easy to purchase, easy to send to the scammer and impossible to trace to the scammer. According to the FTC, consumers lost 233 million dollars to gift card scams last year. It is not even necessary for the scammer to be in possession of the actual gift card to use it. Sending the gift card numbers or taking a picture on your phone and transmitting it to the scammer is sufficient for the scammer to use the gift card to buy things that can then be sold and converted into cash.
Scam of the day – October 31, 2023 – New Zelle Rule Change Protects Scam Victims
A report issued in October by Senator Elizabeth Warren that analyzed Zelle use at 7 banks over the last 18 months indicated that there were 192,878 fraud cases totaling 213.8 million dollars, but that only in 3,500 cases did the banks reimburse their customers. In the Scam of the day for December 24, 2023 I told you that after pressure from Senator Warren and others, the banks that own Zelle were in the final stages of negotiations to provide for people who became victims of Zelle scams to be reimbursed for their losses by their bank. Now, as reported by Leslie Gaydos of NBC Boston, Zelle banks and credit unions will reimburse customers who are victims of qualifying imposter scams where the scammer poses as a bank to trick the customer into sending them money through Zelle.
Scam of the day – October 29, 2023 – PayPal Resolution Center Scam
Today’s Scam of the day is one that has been around since 2018, but is resurfacing, as many scams do. It starts with a phony email purporting to be from PayPal that indicates that PayPal is investigating a payment reversal due to your receiving an unauthorized payment due to a transaction error. You are directed in the email to click on a link to login and access your PayPal Resolution Center. Don’t do it! Clicking on the link will take you to a phony PayPal website that will lure you into providing your password and other personal information that will lead to identity theft.
Scam of the day – October 28, 2023 – Ponzi Schemes
I have written many times in the last ten years about Ponzi schemes because this effective investment scam that actually was around for many years before Charles Ponzi came to be identified with it is still being used to victimize many people. Here is a link to an interview I gave to Paula Poundstone on her podcast in which we discussed this important topic.
Scam of the day – October 27, 2023 – High School Sports Streaming Scams
We are in the middle of the Fall high school sports seasons and more and more people are choosing to watch the games streaming online rather than attend the games in person. Streaming of high school sports increased dramatically during the pandemic and even now that the pandemic has ended, many people still enjoy watching the games streamed. Unfortunately, anything that many people enjoy will always be something that scammers take note of and scammers are going on social media posing as a streaming service and posting links through which people can sign up for streaming of their local high school’s games. People clicking on these links are prompted for personal information including their credit card to sign up for the service that they never receive. Instead all they end up doing is becoming victims of identity theft and credit card fraud.
Scam of the day – October 26, 2023 – UN Doctor in Syria Romance Scam
Romance scams generally follow a familiar pattern with the scammers establishing relationships with people, generally women, online through various legitimate dating websites and social media using fake names, locations and images. The scammers often pose as Americans working abroad or in the military serving abroad. Recently I have learned of a number of romance scammers posing as United Nations doctors working in Syria. These scammers have been using Facebook, Instagram, X (formerly Twitter) and dating sites to make contact with their victims.
Scam of the day – October 25, 2023 – FTC Shuts Down Skin Care Marketing Scam
Recently, the Federal Trade Commission (FTC) settled a legal action against Goopalkrishna Pai and eight companies he owned that marketed a variety of skin creams online as free with the only cost being a nominal shipping and handling fee of $4.99, however, Pai would then charge his customers full price for the product and bill them monthly for continuing deliveries with the details of the fees hidden in fine print not readily seen. Under the terms of the settlement, Pai is banned from negative option continuity plans marketing and must turn over funds to the FTC to refund to customers he scammed. As further information becomes available about these refunds, I will let you know.
Scam of the day – October 24, 2023 – More Scam Danger at the Gas Pump
Recently the Aurora, Colorado police department issued a warning that scammers were drilling holes in the contactless payment screens on gas pumps where you can merely scan your credit card with its RFID chip rather than insert it into any card reader. By damaging the contactless payment screen, it becomes inoperable thereby requiring the customer to use the credit card reader on the gas pump where the identity thief had already installed a skimmer to steal your credit card or debit card information.
Scam of the day – October 23, 2023 – VA Warns About PACT Act Scams
Since the passage of the PACT Act in 2022 which expanded VA benefits and health care for veterans who were exposed to burn pits and other toxic substances, there have been numerous companies and lawyers offering assistance in filing for benefits for conditions related to such toxic exposures in return for a percentage of your benefit award. Recently the VA issued a warning about scammers contacting veterans through phishing emails, text messages and social media with phony offers of help in applying for PACT Act benefits. It is important to know that you don’t need to pay to file a claim. The VA can assist you or help you identify a VA-recognized organization or VA-accredited individual to help you with your claim. You can submit your application securely online via VA.gov. There is no cost for the forms and no fee to apply. VA will never charge you to apply for benefits. In addition, Veterans Service Organizations (VSOs) and representatives are available to assist in filing claims. To help guard against fraud and scams, validate the credentials of anyone offering to help you with a VA claim by using the Office of General Counsel’s Accreditation Search tool or by contacting your local representative or VA Regional Office
Scam of the day – October 22, 2023 – Grandparent Scammers Arrested
Recently, through the cooperation of American and Canadian law enforcement agencies thirteen people were arrested in regard to an ongoing grandparent scam that had been going on since 2018. However, while this is good news, the grandparent scam is getting worse due to technological advances.
Scam of the day – October 21, 2023 – Utility Company Free Money Scam
Recently customers and even people who aren’t customers of Columbia Gas of Ohio have been receiving letters from scammers posing as Columbia Gas of Ohio with counterfeit checks. The letters tell the targeted victims to deposit the check and then email the scammer posing as the gas company a copy of the deposit slip in order to confirm that the free money has been deposited. Of course no company is giving away free money to anyone. The method behind the madness of this scam is that if you deposit the check (which of course will bounce) and send the deposit slip to the scammer, you will have provided the scammer with your bank account number and your bank’s routing number.
Unfortunately, once the scammer has your bank account number and the routing number for your bank which is used for wire transfers, they are able to use that information to make purchases where money is wired from your account and the goods purchased are sent to the scammer who then can sell the goods thereby laundering the proceeds of the scam. Other scammers will create counterfeit checks using this information and make checks payable to themselves. Some scammers will even use your banking information to set up recurring payments such as for utilities.
Scam of the day – October 20, 2023 – Student Loan Forgiveness Scams Soaring
I have written often about phony student loan debt relief companies and with good reason. More than forty-two million Americans have student loans with an outstanding balance of more than 1.4 trillion dollars so it is no surprise that scammers are focusing their attention on these students and former students through scams that falsely promise to provide debt relief. Earlier this year, the Supreme Court ruled that President Biden’s program for student loan forgiveness was unconstitutional. Interest on student loans began accruing again on September 1st and repayments resumed in October, leaving many people scrambling as to what to do about their student loans. Leaping into this opportunity in the last two weeks scammers posing as companies purporting to help eliminate student loans placed more than 350,000 illegal robocalls.
Scam of the day – October 19, 2023 – Israel Gaza Charity Scams
Human tragedies such as terrorist attack by Hamas on Israel and the resulting dire situation in Gaza bring out the best charitable impulses of many people, but unfortunately, they also bring out the worst impulses in scammers who use tragedies such as this to solicit contributions to phony charities.
Scam of the day – October 18, 2023 – FBI Warns About “The Phantom Hacker”
The FBI recently issued a warning about a scam they call “The Phantom Hacker.” The scam starts with a pop-up on your computer, a text message, email or phone call from the scammer posing as a legitimate tech company informing the victim that here appears to be a problem with their computer and that they need to call a tech support number for assistance. When the targeted victim calls the phony tech support number he or she is advised that in order to resolve the problem they need to download a software program that gives the scammer remote access to the victim’s computer. The scammer then informs the victim that their computer has been compromised and that they should then go online to their bank account to see if any funds have been withdrawn by the fictional hacker. The truth is that the victim’s bank account had not, at that point, been hacked, but now through the remote access provided to the scammer, the victim’s bank account is now identified to the scammer. The phony tech support scammer then informs the targeted victim that he or she will soon get a call form their bank’s fraud department with further instructions.
Scam of the day – October 17, 2023 – Credit Reporting Bureaus Extend Permanently Free Weekly Credit Reports
In response to the Coronavirus pandemic in 2020, the three major credit reporting agencies, Equifax, Experian and TransUnion agreed to provide weekly free credit reports to everyone through April of 2021. This deadline for free weekly credit reports was extended twice temporarily and now the three credit reporting bureaus have made the right to get a free credit report weekly permanent.
Scam of the day – October 16, 2023 – Medicare Open Enrollment Scams
The annual open enrollment period for Medicare began on October 15th and will end on December 7th. This is the only time during the year that people enrolled in Medicare can change their Medicare health plans, Medigap plans and prescription drug plans. By now, people already enrolled in Medicare should have received an Annual Notice of Change from their health insurance providers describing any changes to their plans such as the dropping of particular drugs from their prescription drug plan. If you are satisfied with your plans, you do not need to do anything. Scammers and identity thieves view the open enrollment period as senior citizen hunting season as myriads of Medicare scams are common during this time. Seniors may be contacted by someone purporting to be from their insurance company asking them to verify information. This is a common tactic of identity thieves trying to trick their victims into providing information. They also may be contacted by people claiming to have supplemental insurance programs that will save them thousands of dollars. Here too, you cannot be sure that they are legitimate when they contact you by phone, text message, email or even regular mail. In addition, scammers send phishing emails that appear to come from your employer asking you to review and approve your health care benefit and then lure you into clicking on malware infected links or providing personal information that can lead to your becoming a victim of identity theft.
Scam of the day – October 15, 2023 – Online Job Scams
The Federal Trade Commission is warning people about phony job recruiters using legitimate sites such as Indeed or LinkedIn to contact people asking them to apply for a job on a phony counterfeit website that looks like the website of a legitimate company or schedule an interview where you would be asked for personal information that would lead to your becoming a victim of identity theft. When you apply for a job, it is necessary to provide your Social Security number so many people provide this information in response to these phony job recruitments and end up becoming a victim of identity theft.
Scam of the day – October 14, 2023 – Customer Service Number Scam
In the past I have told you about scammers increasingly setting up phony websites that appear to be for customer service or tech support of many of the companies with which we do business. Often the scammers either purchase an ad to appear at the top of a search engine search or they manipulate the algorithms used by Google and other search engines to make their phony customer service number appear high on a search.
Scam of the day – October 13, 2023 – At Home Job May be Money Laundering
Laundering money derived from a scam is an essential element of many scams. Scammers can be extremely clever at distancing themselves from their scams in order to avoid detection. The people they enlist either as willing or unknowing participants in the laundering of the proceeds of a scam are called money mules. Scams in which innocent people are lured into being unknowing money mules are numerous. One of the more common of these involves work at home scams where your job is to receive goods, often electronics that have been shipped to you, inspect them and then reship them to an address provided to you by your new employer.
Scam of the day – October 12, 2023 – TikTok Jewelry Scam
For many people, the possibility of getting free jewelry and only having to pay for a shipping fee is just too good to pass up. The truth is that it is too good to be true. Many people were scammed by responding to TikTok videos of a young woman telling her story that she was fired by a jewelry store called Trugala when she was caught shopping while she was supposed to be working. Out of revenge she shares her employee discount code which she says would allow anyone using the discount code to get Trugala’s premium jewelry at for free and only have to pay shipping fees. There are a lot of problems here. First, the woman in the TikTok video was never fired by Trugala. Rather, they hired her to do the misleading TikTok video and provided the script with the phony story. The truth is that anyone using the employee discount code would not receive premium jewelry, but instead get worthless costume jewelry worth far less than the “shipping fees”
Scam of the day – October 11, 2023 – Medicaid’s Children’s Health Insurance Program Scams
As we all know, health insurance can be complicated and expensive. During the Covid pandemic eligible families were able to turn to Medicaid’s Children’s Health Insurance Program (CHIP) for help, but now that the pandemic has ended some state CHIP programs are contacting CHIP recipients to update their enrollment. Unfortunately, scammers posing as CHIP workers are also reaching out and they can be pretty convincing when they ask for personal information such as your credit card number or bank account number which they then use to make you a victim of identity theft.
Scam of the day – October 10, 2023 – The Lessons of the 23andMe Data Breach
The genetic testing company 23andMe has suffered a data breach that compromised a million data points of Ashkenazi Jews including, if accurate, Mark Zuckerberg and Elon Musk and the apparent hackers are already offering for sale what they say is the stolen information on the Dark Web, that part of the Internet where criminals buy and sell goods and services. The data breach appears to have been done by what is called credential stuffing which is when the passwords of people that have been compromised in earlier data breaches are used to access data at another site. Using a unique password for all of your accounts is essential for this very reason and if it is indeed accurate that Zuckerberg’s and Musk’s accounts were hacked, it is surprising that such technologically sophisticated people such as them failed to follow that very basic precaution of using a unique password for each of your accounts. Failing to use a unique password for each of your accounts puts all of your accounts in jeopardy in the event of a data breach at any of your accounts.
Scam of the day – October 9, 2023 – Amazon Prime Day Scams
The security company McAfee identified a phishing kit specifically tailored for Amazon customers. This kit is called 16Shop and its creator uses the alias DevilScreaM. Following the business model of the creators of much of today’s malware, DevilScreaM makes his or her money by leasing the malware created by him or her on the Dark Web to other less sophisticated cybercriminals. The Dark Web is that part of the Internet where criminals buy and sell good services. The 16Shop malware can be used to create an official looking email that appears to come from one of the major tech companies. This email comes with a PDF attached that appears to be an Amazon log-in page. Anyone who falls for the scam and provides his or her Amazon password and account information will have turned over that information to a scammer who will use it to buy items that will be charged to the credit card of the Amazon account holder.
Scam of the day – October 8, 2023 – FTC Stops Online Business Coaching Scam
Business coaches are people that advise and guide business owners and people wanting to start a business in the operating and growing of their businesses. They can be quite helpful, particularly to entrepreneurs. However, scammers posing as business coaches take advantage of trusting business owners by selling worthless services to their unwary victims. I have reported on this type of scam numerous times in the past, but it is timely again with the FTC’s settlement of charges against the operators of Lurn, an online business coaching seller who made outrageous unfounded claims that people who bought their programs could make large incomes from operating various businesses they touted. Lurn scammed millions of dollars from consumers by falsely promising their victims that they could easily earn huge incomes each month if they bought the business coaching services offered.
Scam of the day – October 6, 2023 – Danger of E-Skimming
Chip card technology, however, offers no protection when credit and debit cards are used for online purchases. The FBI has warned about what it calls E-Skimming which occurs when criminals infect the websites of businesses and government agencies with malware that allows the criminal to steal credit card and debit card information and then use it to make charges using the victim’s credit card or debit card.