Scam of the day – October 2, 2017 – Whole Foods suffers data breach

Add upscale grocery store Whole Foods to the list of companies suffering a data breach, however, the data breach only affects the company’s separate taprooms and full-service restaurants which use a different card reading system than the grocery stores so that if you shopped at the grocery store section of Whole Foods, you would not be affected by the data breach.  Most Whole Foods stores do not have taprooms or restaurants, but anyone who has shopped at a Whole Foods store recently should monitor their credit and debit card charges for indications of fraudulent use.

While the statement from Whole Foods disclosing the data breach made no mention of the type of credit card processing equipment used, it could be assumed that the taprooms and restaurants did not use the more secure EMV chip cards, but rather the extremely vulnerable magnetic strip cards.

TIPS

This is another opportunity to remind everyone to restrict your use of your debit card to use at ATMs and not to use it for retail purchases because the laws that protect you from fraudulent use of your debit card are not as strong as those that protect you in the event of the fraudulent use of your credit card.  Also, because data breaches in which credit cards and debit card information is stolen are so common, everyone should regularly monitor their credit card statements and bank accounts to which their debit cards are tied on a regular basis to look for evidence of fraudulent charges.