Scam of the day – September 24, 2013 – Obamacare scams aimed at Medicare recipients

Regular readers of Scamicide (which I hope you all are or will become) know that I have been warning you about various scams tied to the implementation of the Affordable Care Act, often referred to as Obamacare.  There is a good reason for this.  The Affordable Care Act is a complicated piece of legislation about which people have some knowledge, but are not entirely familiar with it because it is so complicated.  With the upcoming October first starting date for the state insurance exchanges through which people will be able to purchase health insurance policies, many people are being contacted by scam artists attempting to sell phony health insurance policies.

TIP

For people enrolled in Medicare, it is particularly easy to know if the person contacting you about purchasing a health insurance policy in order to comply with the Affordable Care Act is a scammer or not because people who are enrolled in Medicare, through their Medicare enrollment meet the insurance requirements mandated by the Affordable Care Act and need not purchase further health insurance to comply with the law.  In fact someone trying to sell you an Affordable Care Act health insurance policy knowing you already are covered by Medicare is subject to a fine of up to $25,000 or a prison term of up to five years or both.  So if you are on Medicare and you are contacted about purchasing a new health insurance policy to comply with Obamacare, you can just ignore the scammer.